Equity release products are secure, regulated by the Financial Conduct Authority (FCA), and overseen by the Equity Release Council (ERC). With lifetime mortgages, you retain ownership of your home, benefiting from any increase in its value.
Additionally, all equity release plans incorporate a no negative equity guarantee, ensuring that your beneficiaries are never required to repay more than the property's value.
However, it's essential to consider potential downsides, such as a reduced inheritance and potential effects on means-tested benefits if claimed. Understanding these aspects ensures a well-informed decision when considering equity release.
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Cobbers Hollow, Robertsbridge, East Sussex, TN325E
