Equity Release Key Considerations

Borrowing Capacity

Determining Your Borrowing Capacity for Equity Release

Your borrowing capacity for equity release is influenced by three main factors:
  • Age Requirement: You must be at least 55 years old to qualify.
  • Property Ownership: Being a UK homeowner is a prerequisite for equity release.
  • Health Conditions: Your health may also be considered in determining your borrowing capacity.

These factors collectively shape the amount you can borrow through an equity release plan. It's essential to consider these criteria when exploring your borrowing options.

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Key Considerations , Paxton's Advisers

However, this list is by no means exhaustive and we advise speaking to one of our expert Paxton Equity Release advisers as your next step.

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